Insurance Licensing PA-Title-Insurance-Agent Q&A - in .pdf

  • Exam Code: PA-Title-Insurance-Agent
  • Exam Name: Pennsylvania Producers Examination for Title Insurance Series 16-10
  • Updated: Aug 15, 2026
  • Q & A: 67 Questions and Answers
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  • Exam Code: PA-Title-Insurance-Agent
  • Exam Name: Pennsylvania Producers Examination for Title Insurance Series 16-10
  • Updated: Aug 15, 2026
  • Q & A: 67 Questions and Answers
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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:
SectionWeightObjectives
Topic 1: Title Exceptions and Procedures for Clearing Title21%- Liens and encumbrances
  • 1. Judgments
    • 2. Voluntary liens
      • 3. Federal liens
        • 4. Taxes and assessments
          • 5. Involuntary liens
            - General exceptions
            - Property-related issues
            • 1. Equitable interests
              • 2. Mineral rights
                • 3. Attachments
                  • 4. Water rights
                    • 5. Condominiums
                      • 6. Surveys
                        Topic 2: General Insurance Concepts3%
                        Topic 3: Title Insurance Principles- Title insurance policies
                        • 1. Leasehold policy
                          • 2. Commitments
                            • 3. Owner's policy
                              • 4. Enhanced policies
                                • 5. Loan policy
                                  - Risks covered by title insurance
                                  • 1. Hidden off-record risks
                                    • 2. Errors in public records
                                      • 3. Errors by producer
                                        - Policy structure
                                        • 1. Schedule A
                                          • 2. Conditions and stipulations
                                            • 3. Exclusions
                                              • 4. Insuring provisions
                                                • 5. Schedule B exceptions
                                                  • 6. Endorsements
                                                    - Insurable interests
                                                    • 1. Life estate
                                                      • 2. Leasehold estate
                                                        • 3. Fee simple estate
                                                          • 4. Easements
                                                            - Title search techniques
                                                            • 1. Hard copy index
                                                              • 2. Computer index
                                                                • 3. Chain sheet
                                                                  Topic 4: Insurance Regulation12%- Licensing
                                                                  • 1. General requirements
                                                                    • 2. Persons to be licensed
                                                                      • 3. Expiration
                                                                        • 4. Title producer additional requirements
                                                                          • 5. Licensing process
                                                                            • 6. Maintenance and duration
                                                                              • 7. Continuing education
                                                                                • 8. Revocation, suspension, nonrenewal or denial of license
                                                                                  • 9. Reporting of actions
                                                                                    • 10. Appointment procedures
                                                                                      • 11. Address change
                                                                                        • 12. Renewal
                                                                                          • 13. Assumed names
                                                                                            • 14. Cease and desist orders
                                                                                              • 15. Disciplinary actions
                                                                                                - Federal regulation
                                                                                                • 1. Fraud and false statements (18 USC 1033/1034)
                                                                                                  • 2. Fair Credit Reporting Act
                                                                                                    - Unfair trade practices
                                                                                                    • 1. Twisting
                                                                                                      • 2. Misrepresentation
                                                                                                        • 3. Boycott, coercion or intimidation
                                                                                                          • 4. Unfair discrimination
                                                                                                            • 5. Rebates and inducements
                                                                                                              • 6. False advertising
                                                                                                                • 7. Defamation
                                                                                                                  - Title insurance law requirements
                                                                                                                  • 1. Examination of title required
                                                                                                                    - Producer regulation
                                                                                                                    • 1. Prohibited acts
                                                                                                                      • 2. Record keeping
                                                                                                                        • 3. Unfair inducements and marketing practices
                                                                                                                          • 4. Charges for extra services
                                                                                                                            - State regulation
                                                                                                                            • 1. Commissioner's general duties and powers
                                                                                                                              - Company regulation
                                                                                                                              • 1. Solvency requirements
                                                                                                                                • 2. Rates regulation
                                                                                                                                  • 3. Unfair claims settlement practices
                                                                                                                                    Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

                                                                                                                                    1. All of the following are subject to false advertising regulations EXCEPT

                                                                                                                                    A) circulars.
                                                                                                                                    B) statements.
                                                                                                                                    C) letters.
                                                                                                                                    D) gifts.


                                                                                                                                    2. Which of the following statements is true concerning an unrecorded deed?

                                                                                                                                    A) it does not give constructive notice of ownership
                                                                                                                                    B) it need not contain a legal description
                                                                                                                                    C) it need not name the grantee
                                                                                                                                    D) it is not valid between the grantor and the grantee


                                                                                                                                    3. Which section of a title insurance policy lists the rights of the insurer?

                                                                                                                                    A) insuring agreement
                                                                                                                                    B) exclusions from coverage
                                                                                                                                    C) declarations
                                                                                                                                    D) conditions


                                                                                                                                    4. The process by which a mortgage is enforced against real estate is called a

                                                                                                                                    A) forfeiture.
                                                                                                                                    B) trustee sale.
                                                                                                                                    C) sheriff's sale.
                                                                                                                                    D) non-judicial foreclosure.


                                                                                                                                    5. An agent who collects money from an insured and holds it for payment to the insurer is

                                                                                                                                    A) commingling funds.
                                                                                                                                    B) acting in a fiduciary capacity.
                                                                                                                                    C) wrongfully withholding funds.
                                                                                                                                    D) providing coverage.


                                                                                                                                    Solutions:

                                                                                                                                    Question # 1
                                                                                                                                    Answer: D
                                                                                                                                    Question # 2
                                                                                                                                    Answer: A
                                                                                                                                    Question # 3
                                                                                                                                    Answer: D
                                                                                                                                    Question # 4
                                                                                                                                    Answer: C
                                                                                                                                    Question # 5
                                                                                                                                    Answer: B

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